Fraud Detection

Gratify KYB API's fraud detection services are designed to provide in-depth analysis and insights for identifying and mitigating fraud risks associated with various digital identifiers. Below, you'll find the detailed description of each fraud detection component:

Phone Verification

Insights into the characteristics of a phone number, which can be indicators in assessing fraud risk:

• Phone Number Age: Determine how long a phone number has been active.
• Line Type: Identify whether the phone line is landline, mobile, VoIP, or toll-free.
• Phone Provider: Verify the telecommunications carrier.

Email Verification

Assess the legitimacy of an email address by extracting detailed metadata, including:

• Email Age: Examine how long an email address has been in use.
• Domain Information: Analyze the domain’s history and credibility to identify potentially fraudulent emails.
• Online Behavioral Presence: Investigate the email’s activity on major platforms to gauge normalcy or suspicious behaviors, providing insights into the owner's digital footprint.

Website Verification

Evaluate public website URLs to determine their trustworthiness:

• Domain Information: Gather details about the domain’s registration, ownership, and history to assess potential risks.
• General Website Classifiers: Use classifiers to understand the website’s nature and content type, helping spot fraudulent sites that mimic legitimate businesses.

IP Address Verification

Analyze network-level information to assess potential risk:

• Geo IP Information: Identify the general location of the IP address, aiding in the detection of geo-tag anomalies.
• Carrier Information: Understand the network carrier details that might indicate shared or suspicious usage.
• Risk Indicators: Detect spam, proxy, or VPN use which are commonly associated with fraudulent activities.

Online Presence

Conduct a comprehensive digital identity assessment to evaluate fraud risk through combined data usage:

• Integration of Multiple Data Points: Analyze the correlation between phone numbers, emails, and other identifiers to uncover unusual patterns.
• Major Service Associations: Determine which major services an email is linked to, helping to verify normal user behavior and authenticity.
• Digital Identity Clarity: Provide a holistic view of the user’s digital footprint, leveraging cross-platform behavior to enhance fraud detection capabilities.